A Hard Habit to Break

DeRae and Austin end season one of Cautious Coffee with a conversation about habits. For the most part, we all know we should do certain things that will benefit us over the entirety of our lives (sleeping a healthy amount, exercising, eating nutritious foods, hydrating, saving for retirement, etc.), but often we don’t do these things on a consistent basis, developing bad habits and spiraling downward. One bad habit often leads to another.

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More Money, More Problems?

Austin and DeRae sit down with Tony Colunga, an entrepreneur and financial planner by trade to discuss the topic of financial literacy once again. Tony shares how he got involved in the finance industry and what influenced him to finally set out on his own and found his own wealth management firm.

DeRae and Austin share some of their financial experiences, personally, or through friends and family. For money to be such an important part of our lives, the trio explores why it’s so taboo, and a framework that can be used to optimize your financial life.

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The War on Drugs: Another War Lost?

There is no serious doubt that illicit drug use and smuggling are detrimental to the human condition, and the United States has taken a hard line with its War on Drugs campaign. In this week’s episode of Cautious Coffee, Austin and DeRae chat about the legalization and decriminalization of illicit drugs.

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Do You Have Guilt Returning To Work?

Remote work, once frowned upon by many Fortune 100 companies, has taken hold since last March. However, as the world (at some point) transitions to a post-COVID world, will remote work be here to stay or is it just an 18-month social experiment? And what does it mean for our work/life balance?

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Thought Experiment: The Democratic Lottery

This week Austin and DeRae conduct a radical thought experiment about a democratic lottery here in the United States for all elected offices.

DeRae believes a democratic lottery will address many of the issues with our current system, while Austin is rightfully skeptical.

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What It Means To Be A Parent In 2021

Parenting is hard, that’s likely what makes it so invaluable. Everything starts at home. A child’s first hero is likely a parent. And just because we become parents doesn’t mean we have all the answers, almost everyone is still trying to figure it out. Experiences will vary. What’s important is that we lean into our responsibility as parents – taking it seriously and do our best to guide our children to be productive citizens of society.

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Vulnerability as a Leader

The COVID-19 crisis pushed many leaders out of their comfort zones and forced them to reexamine the status-quo. As organizations take a long look in the mirror at what they have become and make decisions of how to best put the pieces back together, those that work for organizations have also taken long looks in the mirror and reassessed what is important to them. 

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#TeamUSA: Proud to be an American

Perfect men do not exist – neither do perfect countries. Cautious Coffee shares what it means to be American – the good, the bad, the ugly. DeRae and Austin remain optimistic for the future and are determined to be part of the one thing that is guaranteed – change.

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Let’s Discuss Vaccine Hesitancy

We all know someone that refuses to get vaccinated, and maybe even refuses to wear a mask. Hell, they might even think the last 18 months was a ruse. We asked our followers if the COVID-19 vaccine should be mandated, as vaccination rates appear to be stagnating with new variants of the virus spreading in many parts of the world.

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For The Love of Money

Can money buy you happiness? In many ways, getting money is a game, as there are just so many ways to get it. Some people focus on ensuring they secure a steady job with benefits so they can work until retirement age. Others are just trying to get by, check to check.

And while there is nothing wrong with keeping an eye on retirement, or just getting by – it seems the majority of Americans are not adequately prepared for retirement. Are they playing the right game(s)?

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